Max Roth Retirement Contribution 2025

Max Roth Retirement Contribution 2025. The maximum amount you can contribute to a roth ira for 2025 is $7,000 (up from $6,500 in 2023) if you're younger than age 50. Employees can invest more money into 401(k) plans in 2025, with contribution limits increasing from $22,500 in 2023 to $23,000 in 2025.

If you’re a single filer, you’re eligible to contribute a portion of the full amount if your magi is $146,000 or more, but less than $161,000. In addition to the general contribution limit that applies to both roth and traditional iras, your roth ira contribution may be limited based on your filing status and income.